Motorcycle Insurance in Melbourne, FL
Motorcycle insurance can lower the financial cost of unexpected accidents and liabilities. At Traditional Insurance of Florida, LLC, we can help you get the policy that meets your needs at a price that aligns with your budget.
What Does It Cover? 
Motorcycle insurance typically offers coverage for the following:
- Damage to your motorcycle following a severe weather event, fire, theft or vandalism
- Repair costs after colliding with an object or another vehicle
- Medical expenses and hospital bills of a third party who is injured in an accident you caused, as well as your legal expenses if the other party decides to sue
- Expenses associated with causing damage to another person’s property
- You and your passenger’s losses if you are hit by a motorist with no insurance
Ask your broker if you’re interested in add-on coverage for custom motorcycle parts or roadside assistance, for example.
Why Do I Need It?
Even if Florida state law does not mandate motorcycle insurance, drivers are expected to show financial responsibility if they cause injuries or property damage to another person. Lenders may also require collision and comprehensive coverage if your motorcycle is under a loan.
How Much Does It Cost to Insure My Motorcycle?
When it comes to insuring your motorcycle, an insurer can consider the following factors when calculating your rate:
- Location
- Driving history
- Motorcycle type and model
- Age
- Prior claims
- Policy specifics (e.g., deductible, coverage selection)
Where Can I Purchase a Policy?
If you want to learn more about your motorcycle insurance options, we’re here to guide you. Contact Traditional Insurance of Florida, LLC today to request a personalized quote.